These tables, utilized by life insurance underwriters, provide a range of acceptable weights for a given height, typically stratified by gender. They serve as an initial screening tool to assess an applicant’s overall health profile, indicating potential risks associated with being underweight or overweight. For instance, an individual who falls significantly outside the acceptable weight range for their height might be subject to further medical scrutiny during the application process.
These guidelines are crucial because mortality rates are correlated with body weight. Elevated or depressed weight, relative to height, can indicate increased risk of diseases such as cardiovascular disease, diabetes, or malnutrition. Historically, these charts evolved from actuarial studies that established links between body mass index (BMI) and longevity. Utilizing these tools allows insurance companies to manage risk and ensure fair premium pricing based on an applicant’s health profile.
